How it works?
PlanPay is a smarter, debt-free way to pay for the things you love. Whether you're booking a trip, buying event tickets, or making a big purchase, PlanPay lets you split the total cost into upfront instalments - completely interest free and paid off before you go, attend, or receive your item.
No credit checks, no hidden fees, no debt.
A better way to pay - your way, without debt.
No interest.
No credit checks. No stress.
Choose how many instalments suit you, and pay off your experience before you go.
Everything paid before the big moment.
Whether it's a holiday, concert, wedding, or even a new TV - all prepaid using your own money.
Freedom
to plan and budget.
Lock it in early, pay it off in manageable instalments, and enjoy peace of mind.
Beautiful,
easy-to-use experience.
Link your Visa, MasterCard, or AMEX debit or credit card for automated payments.


The ability to spread out payments makes managing my budget a breeze, and I was pleasantly surprised to find the option to make payments in advance! Even when I faced a hiccup with a payment, fixing it was incredibly easy. PlanPay isn't just for holidays; it's a perfect, user-friendly payment plan solution.
Chelsea N.
I've been using PlanPay for my online shopping and it's made a huge difference. The ability to customize my payment plan and track everything through the app has made buying big-ticket items a breeze. The customer support is top-notch as well!
Tom L.
I stumbled upon PlanPay while planning a family vacation, and it's been a game-changer. The flexible payment options and user-friendly interface have allowed me to budget our trips more effectively. No hidden fees or surprises, just smooth sailing all the way!
Sarah J.